First Home Build Australia
First Home Builds

Build Your First Home With Confidence

Navigating your first home build doesn't have to be overwhelming. We guide first home buyers through every step — from grants and finance to builder selection and handover.

First Home Owner Grant (FHOG)
Up to $30,000 available for eligible first home builders in certain states

We Support First Home Builders

Expert guidance every step of the way, so you build right the first time.

Plain Language Guidance

We explain every step of the process in simple terms, so you always know what's happening.

Grant & Finance Help

We help you navigate FHOG, stamp duty exemptions, and first home buyer schemes.

Builder Matching

We connect you with builders experienced in working with first home buyers.

Independent Support

We work for you, not the builder — protecting your interests throughout the process.

First Home Buyer Grants & Incentives

Take advantage of government support available to first home builders across Australia.

NSW
Up to $10,000 FHOG

Plus stamp duty exemption on new homes up to $800,000

VIC
Up to $10,000 FHOG

Plus stamp duty concessions on homes up to $750,000

QLD
Up to $30,000 FHOG

For new builds in regional areas — one of the highest in Australia

SA
Up to $15,000 FHOG

For new homes with no property value cap currently in place

WA
Up to $10,000 FHOG

Plus keystart low deposit home loans available

TAS
Up to $30,000 FHOG

Plus HomeShare and other state-based assistance programs

*Grant amounts and eligibility conditions change regularly. Contact us to confirm current entitlements for your situation.

Your First Home Build Journey

01

Get Pre-Approved

Understand your borrowing capacity and budget before you start

02

Find Your Land

Search for the right block in your preferred location and budget

03

Choose a Design

Select from project homes or work with a designer on a custom plan

04

Compare Builders

We help you compare quotes from trusted first-home specialists

05

Build & Move In

We support you right through to handover and beyond

First Home Build FAQs

How much deposit do I need to build a first home?

Most lenders require a 5-20% deposit to build a new home. With Lenders Mortgage Insurance (LMI) you may be able to build with as little as 5%. The First Home Guarantee scheme allows eligible buyers to build with just 5% deposit without paying LMI.

Is it cheaper to build or buy as a first home?

Building is often cheaper than buying an established home in the same area, especially when you factor in government grants, stamp duty savings (on land only), and the ability to customise. However, you need to budget carefully for all costs including temporary rent during the build.

How long does it take to build a first home?

A project home typically takes 6-12 months from signing contracts to handover. A custom designed first home may take 12-18 months. This includes design, council approval, and construction phases.

What grants are available for first home builders?

The First Home Owner Grant (FHOG) is available in all states and territories for new builds. Amounts range from $10,000 to $30,000 depending on your state. Additional stamp duty concessions and the federal First Home Guarantee scheme may also apply.

Ready to Build Your First Home?

Get expert guidance and compare first home builders. Free, no-obligation consultation.